Organization: Khushhali Microfinance Bank Limited

Khushhali Microfinance Bank Limited is looking for Officer – CAD

Email your resumes by mentioning position title at: Careers@kb.com.pk

Please note: It’s a full-time position based at our Corporate Office – Gulberg Green, Islamabad.

Who are we looking for?

• Minimum a Commerce graduate or in related field from an HEC recognized University.
• Having minimum 01-year experience of working in CAD /Mortgage/Housing/SME Finance in a financial institution. Exposure to financial services sector (microfinance banking) will be an added advantage.

Key Responsibilities:

Review of Secured Loans

• To support Senior Officer-CAD in managing offsite review of secured loan segment as per defined criteria by ensuring completion of collateral/property and loan documents prior loan disbursement.
• For all reviewed cases, ensure availability of positive Legal Opinions and satisfactory property valuations for mortgage loans prior go-ahead to branches.
• Review requests of subsequent tranches in Housing loans and provide go-ahead to concerned branches for further proceedings after ensuring pre-requisites.
• Coordinate with SM-CAD / Legal for day to day branch staff queries regarding completion of loan documentation and mortgage/transfer formalities.
• MIS maintenance of all offsite reviewed cases for record and reporting as and when required.

Goldsmith Onboarding and record maintenance

• Review of goldsmith applications for onboarding, ensure adherence to applicable SOPs.
• Maintenance (updation & deletion) of global data base of approved goldsmiths in system T-24.
• Sharing list of goldsmiths with branches prior to expiry for renewal.

Audit

• Assist Senior Manager-CAD and Unit Head-CAD in observations raised by internal / external audit

Additional Tasks

• Any additional tasks assigned by the management relevant to Credit Administration.

Additional Skills:

• Excellent communication and MIS skills.
  PC-skills and working knowledge of office automation packages and inclined towards working in a technology-driven environment.
• Knowledge in back-office processing and back-office operations.
• Ability to adapt to a changing environment. Flexible individual having good social attributes.